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Editorials     15 September 2023

Don’t panic, plan it

The first reaction during a period of high market volatility could be to panic. But it’s better to avoid that and to instead plan.


The Dow Jones lost 22.6% within a single trading day. This is the largest percentage decline ever recorded; neither before nor after has there been a more significant drop.


Stocks yield more than other assets, provided that the investment duration is sufficiently long. Therefore, proper planning must consider the time horizon. 


The chances of seeing a 10-year government bond at 0.5% — as we did in February 2021 — is nearly zero. Hoping for a full recovery of bond performance at those interest rates will remain a mere...


History cannot be made with “what ifs.” If the pessimists’ thoughts were to come true, there would be no more history to tell. 


The Next Gen has a modest financial culture that leads them to approach investments with a more concrete and intelligent approach compared to their parents. 


We find ourselves in a new financial world where the same old basic rules apply and where investors' reactions are always the same. 


Behavioral finance, or research on the behavior of investors, teaches us how decisions are often made through mental shortcuts. These cognitive biases help to decipher reality based on what has...


Knowing what is behind the management of assets and capital makes savers and investors more relaxed and less afraid of risk. Knowledge makes the vision of the future clearer, and any surprises that...


Overconfidence is probably the most common and well-known behavioral bias when it comes to investing. The most common way it has been studied is by asking people how confident they are about their...


Experience and knowledge become indispensable factors that can help you move with greater awareness in a context that remains challenging and complex for equity markets.


Editorials     10 March 2023

Look, but do not copy

Thanks to this public document known as 13F, which can be viewed on the Securities and Exchange Commission (SEC) website, even small investors can see what large investors and funds have bought and...


There was a question that journalists of the time often asked themselves: "Will investors still buy the American public debt?" 


The first thing you should do is to try not to panic and move as rationally as possible, leaving emotions aside.


Diversifying is the ideal solution when deciding to invest, whatever the product.


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